Now I understand that some Mom and Pop pawn shops may still operate as cash only, however Cash America and First Cash is a major company, they are even traded on the NYSE (FCFS).

Their chain stores accept card payments for layaway and purchases, but if you must make a payment on a loan it's cash only. Honestly I cannot think of a good reason for a major pawn shop corporation to do this, it seems like a shady way to operate. If their books are clean, then at the very least it is a major inconvenience for loan customers especially since most people do not use cash often anymore. Several other pawn shop chains have apps where you can even make your loan payments online making it very convenient for their customers, there is no reason for FCFS to not do this or at the very least accept debit payments in-store.

Out of curiosity I did a little digging and FCFS is in litigation with the Consumer Financial Protection Bureau for allegedly violating the Military Lending Act.

https://www.consumerfinance.gov/enforcement/actions/firstcash-inc-and-cash-america-west-inc/